Can Superannuation Be Withdrawn?
Can Superannuation Be Withdrawn? Understanding Superannuation in Australia Superannuation, or “super”, is a retirement savings system in Australia. It involves a portion of an employee’s earnings being placed into an investment fund, which becomes accessible upon retirement. When Can Superannuation Be Withdrawn? Superannuation is designed to provide income in retirement, which is why there are […]
Are Superannuation Funds Government Guaranteed?
Are Superannuation Funds Government Guaranteed? Understanding Superannuation in Australia Superannuation, or “super”, is a retirement savings system in Australia. Your employer generally makes employer contributions into your super fund, these contributions are invested into market linked investments and become available at retirement. Superannuation Guarantee Superannuation Guarantee (SG) is a government initiative that requires employers to […]
Are Superannuation Contributions Tax Deductible?
Are Superannuation Contributions Tax Deductible? Understanding Superannuation Contributions Superannuation is a long-term investment strategy designed to provide Australians with a nest egg for retirement. Contributions to your super fund can be made in several ways, including employer contributions, salary sacrifice, and personal contributions. Tax Deductibility of Superannuation Contributions The short answer is yes, certain superannuation […]
Understanding the Taxation of Superannuation Payments
Understand how the taxation of your superannuation payments work.
Superannuation
Superannuation Superannuation (Super) is Australia’s Retirement Savings System. It is designed to allow everyone to contribute throughout their working life to eventually use to fund retirement. Funds are generally invested into the share market and over time your balance benefits significantly from the income and capital growth. Adding funds into super There are a few […]
Investment Risks
Investment Risks This is a general guide around the main risks associated with investing. During our advice process we look at ways to reduce your risks when investing. Sequencing Risks Sequencing risk refers to the timing in which investment returns occur. If negative returns happen early in the investment period (especially during retirement), it […]
Your Guide to Personal Insurances
Your Guide to Personal Insurances Insurance is an essential aspect of providing a safety net for you and your family in unexpected circumstances. There are four key personal insurances which can offer protection and peace of mind: Life Insurance Total & Permanent Disability (TPD) Insurance Trauma Insurance Income Protection Insurance An outline of each […]
Estate Planning
Estate Planning: Wills and Powers of Attorney in Queensland Planning for the future is an essential part of securing your financial and personal legacy. In Queensland, two critical documents—Wills and Powers of Attorney—play a key role in protecting your interests. This guide provides a clear overview of to help you make informed decisions. Understanding […]
5 Steps to Retirement
5 Essential Steps to Planning Your Retirement Retirement is a significant milestone that requires thoughtful planning to ensure financial security and personal fulfilment. Here’s a step-by-step guide to help you navigate this journey. Retirement means different things to different people. Some clients enjoy a minimalist lifestyle, spending time in their gardens or with loved ones, […]