FINANCIAL ADVICE · BRISBANE
Financial advice in Brisbane for your next chapter
Willow Wealth Partners provides financial advice in Brisbane for business owners, high-income professionals and self-funded retirees. We help you connect super, investments, cash flow and retirement plans with the life you want to lead, then understand your options and next steps.
Book a complimentary 30 minute meetingA 30-minute conversation about your goals, your questions and whether we can help.
IN OUR CLIENTS' WORDS
What our clients say.
★★★★★
Excellent on Google
Client experiences on Google
Read all reviews →★★★★★
“They took the time to really understand our goals and gave us clear, practical advice…”
Lisa Doggett · Google review excerpt · December 2025
COBALT ADVISERS · 2024
Practice of the Year
2024
ADVICE BUILT AROUND YOU
What are you thinking through?
A growing income, a business decision or a new chapter in retirement can change what you need from your finances.
Explore our financial planning services →01
Business owners
How do I build a future beyond the business? Explore how cash flow, investments, super and plans to step back can fit together.
02
High-income professionals
Am I making the most of what I earn? Bring some order to decisions about debt, investing, super and the future you are working towards.
03
Self-funded retirees
How do I turn my savings into a retirement I can enjoy? Understand how your income, spending and investments fit together, with room for changing needs.
The right approach depends on your goals, financial situation and needs.
A CONSIDERED FIRST STEP
A clear next step, at every stage.
We explain what is involved, what it costs and what happens next, so you can make an informed choice.
01
Start with a conversation
Tell us what is on your mind. We will discuss your goals and whether financial advice could help.
02
Agree the work and fees
Before advice preparation begins, we explain the proposed scope and costs in writing. You decide whether to proceed.
If you proceed, we gather the details needed to develop advice for your circumstances.
03
Develop and put your plan into action
We prepare and explain your personal advice, including the reasons, risks and costs. If you choose to implement it, we help with the agreed steps.
Ongoing reviews can be arranged separately.
Your scope, fees and next steps are clear before you commit.
OUR SERVICES
Financial planning services that connect the pieces.
We start with what matters to you, then work out which areas need attention.
PLAN AHEAD
Retirement, super and SMSFs
Explore when you might step back from work, how to fund the life you have in mind and the role of super in your broader plan.
Explore retirement planning →CONNECT YOUR PRIORITIES
Investing, protection and family
Weigh up investment choices, cash flow and debt alongside personal insurance and your wishes for your family. Where needed, we can work alongside your accountant and solicitor.
Explore our services →MEET WILLOW
Meet the Willow Wealth Partners team.
Financial advice starts with understanding you. Troy and Jess bring financial planning knowledge and practical support to the conversations, decisions and details along the way.
FINANCIAL ADVISER & PARTNER
Troyden Ratcliffe
Troy helps you understand your options and develop advice around your goals. He holds a Master of Financial Planning and a Bachelor of Commerce, majoring in Accounting and Financial Planning.
More about Troy →HEAD OF ADVICE OPERATIONS & PARTNER
Jess Last
Jess supports the work behind your advice and the steps involved in putting it into practice. She holds a Graduate Diploma of Financial Planning.
More about Jess →BEFORE WE MEET
A few things you may be wondering.
Start with the questions on your mind. The first meeting is about understanding what you’re looking for.
What happens at the first meeting?
The complimentary 30-minute meeting is a chance to discuss your situation, ask questions and understand how we work. Personal recommendations come later, after we have gathered the information needed and agreed the work.
How much does financial advice cost?
The cost depends on the work involved. Initial advice and implementation fees are separate from any ongoing service fees. We explain the proposed scope and fees in writing before you proceed, including any applicable insurance commissions. Our Financial Services Guide explains how we are paid.
Can you work with my accountant?
Yes. We can work alongside your existing professionals where appropriate. Financial advice can consider tax implications, while your accountant and solicitor remain important for their specialist work.
START WITH A CONVERSATION
Clearer decisions. A plan for what comes next.
You do not need to have everything worked out before getting in touch. Tell us what is changing, what feels unclear or what you would like your money to make possible.
Lobby 1, Level 2, 76 Skyring Terrace
Newstead QLD 4006
Willow Wealth Partners Pty Ltd (ABN 57 666 182 556) is a Corporate Authorised Representative of Cobalt Advisers Pty Ltd (ABN 64 628 654 099), Australian Financial Services Licence 512550.
Important Information
Information contained on this website is of a general nature only. It does not constitute financial or taxation advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain investment and taxation advice specific to your investment objectives, financial situation and particular needs before making any investment decision or acting on any of the information contained in this document. Subject to law, Cobalt Advisers Pty Ltd nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability, accuracy or completeness of the information; or accepts any responsibility for any person acting, or refraining from acting, on the basis of the information contained in this document.
© 2026 Willow Wealth Partners