Tax Planning and Wealth Strategy Advice
Tax Planning and Wealth Strategy Advice
Paying tax is inevitable, but overpaying is not. At Willow Wealth Partners, we help you minimise your tax burden legally and strategically, so you can keep more of your income and build long-term wealth with confidence.
Whether you’re a high-income professional, business owner or retiree, we’ll develop tailored tax strategies that align with your financial goals and complement your broader wealth plan.
Why Tax Planning is Critical for Wealth Creation
Smart tax planning isn’t just about saving money in the short term, it’s about maximising every opportunity to build, protect, and transfer wealth.
Our strategic advice helps you:
✔ Reduce taxable income through effective structuring
✔ Take advantage of superannuation and contribution strategies
✔ Manage capital gains tax on investments
✔ Improve cashflow through tax efficiency
✔ Plan ahead for retirement and succession
We stay across the latest tax rules and legislation so you don’t have to, and work closely with your accountant to keep everything compliant and aligned.
Schedule a Call
In a quick 30-minute chat, we’ll explore your goals and financial needs to determine how we can best support your journey to success.
Tax Strategies We Can Help You With
Investment Tax Efficiency
We structure your investment portfolio to minimise tax drag and optimise long-term returns whether through asset selection, ownership structure, or timing of asset sales.
Superannuation Contributions
Our team helps you make the most of concessional and non-concessional contributions, salary sacrifice, and carry-forward cap opportunities to reduce tax and grow retirement savings.
Income Structuring for Business Owners
We assist business owners with entity structuring, profit distribution strategies, and integrating personal and business goals to legally reduce taxable income.
Capital Gains Tax (CGT) Planning
When selling assets, we’ll help you minimise CGT through careful planning, timing, and use of tax concessions particularly relevant for investment properties, shares, and business assets.
Retirement & Estate Tax Planning
We ensure your retirement income streams, and estate strategies are structured to reduce unnecessary tax, and pass on wealth efficiently to your beneficiaries.
Collaboration With Your Accountant
We don’t replace your accountant, we work alongside them. Our role is to provide the strategic advice that supports your accountant’s tax work, making sure your investments, super, structures and cashflow all work together to produce better outcomes.
Already have an accountant? We’ll coordinate with them. Need one? We can introduce you to trusted local professionals we collaborate with regularly.
Why Work With Willow Wealth Partners?
✔ We focus on tax planning as part of your full financial strategy—not in isolation
✔ Tailored advice for high-income earners, business owners, and self-funded retirees
✔ We simplify complex rules and help you take action with clarity and confidence
✔ Proudly based in Brisbane, with decades of combined experience in wealth advice
Pay Less Tax, Build More Wealth
Tax planning is one of the most effective ways to accelerate your wealth-building journey. The earlier you plan, the more opportunities you have to save.
📞 Book a complimentary consultation today and take control of your financial future.
Frequently Asked Questions About Tax Planning
What is tax planning, and how is it different from tax returns?
Tax planning is forward-looking. It involves creating strategies throughout the year to minimise the amount of tax you’ll legally pay. Tax returns, by contrast, are reactive – they report what’s already happened. We work proactively to structure your finances for better tax outcomes.
How can a financial adviser help with tax planning?
While your accountant handles compliance, we focus on strategy, looking at your income, investments, superannuation, and ownership structures to identify ways to reduce your tax and build long-term wealth. We work hand-in-hand with your accountant for the best result.
What are some common tax-saving strategies you recommend?
That depends on your situation, but often we recommend:
- Salary sacrificing into super
- Using carry-forward concessional contributions
- Investing through the right entity or structure
- Timing asset sales for capital gains tax minimisation
- Distributing income tax-effectively through trusts or companies
Do I need to be wealthy to benefit from tax planning?
Not at all. Anyone with income, investments, or superannuation can benefit from strategic tax planning. That said, the value of tax savings increases with income so for high-income professionals and business owners, the impact can be significant.
What is Capital Gains Tax (CGT), and can you help reduce it?
CGT is a tax on the profit from selling assets like shares or property. We help you structure your investments and time your asset sales to minimise the amount of CGT payable – especially if you’re selling a business or large investment.
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