Troyden Ratcliffe

Financial Adviser | Partner

BCom (Acc & FinPlan), MFinPlan & JP (Qual.)

Hello, I’m Troy, a Financial Adviser and Partner at Willow Wealth Partners. Since joining the financial advice profession in 2015, I’ve had the privilege of helping numerous clients achieve their financial goals and plan for a more secure future.

I hold a Master of Financial Planning—the highest level of education for a Financial Adviser—and a Bachelor of Commerce with majors in Accounting and Financial Planning. Additionally, I am a Justice of the Peace (Qualified) and a proud member of the Financial Advice Association of Australia.

Throughout my career, I’ve worked with clients from all walks of life, including young professionals starting their financial journeys and retirees focused on preserving and growing their wealth. I pride myself on providing personalised financial advice that aligns with each individual’s unique circumstances and goals, delivering solutions that are both efficient and impactful.

My expertise spans retirement planning, superannuation strategies, investment management, and wealth protection, among other areas. I take a holistic approach to financial planning, addressing all aspects of my clients’ financial lives and collaborating with other professionals as needed to ensure a comprehensive, integrated strategy.

When working with clients, I prioritise clear communication and transparency, making sure they understand each step of the process and have confidence in their financial path. I believe this approach builds trust and fosters a more fulfilling client-adviser relationship, ultimately leading to better financial outcomes.

If you’re looking for a knowledgeable and dedicated financial adviser who genuinely cares about your financial wellbeing, I’d be honoured to discuss your needs and goals and help you create a customised plan for your future.